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Host Card Emulation Can Put Banks, Merchants at the Top of the Wallet
Ever since Google announced the availability of Host Card Emulation (HCE) in the last version of Android, the discussion in the world of mobile payments has taken a very interesting turn. Banks that...
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One Tap Mobile Payments: Patenting Simplicity
Sequent announced yesterday that we have received a US patent for a key feature of mobile payments: “one tap” mobile payments. If you don’t know what it is, “one tap” or “single tap” functionality...
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HCE Infographic: What is Host Card Emulation and Why it Matters
Ever since Google announced support for Host Card Emulation (HCE) earlier this year on the Android OS, banks, merchants and other mobile payment aficionados have been all over it, trying to grasp its...
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Be Agnostic: Secure Element, HCE and all the Above
The launch of the iPhone 6 with NFC technology only reinforced something we have been telling our customers for years: focus on the user experience and be agnostic to technology. A consumer mobile...
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HCE Support Could Reach 85% of Smart Phones
Host Card Emulation (HCE) technology support is growing by leaps and bounds. Since it was introduced in the KitKat version of Android Operating System, HCE support in smart phones has been growing in a...
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Secure elements vs cloud-based HCE: What is more secure for NFC mobile payments?
With the introduction earlier this year of Host Card Emulation (HCE) and last month’s reveal of the iPhone 6, Near Field Communication (NFC) technology is making a strong move to fulfill its promise...
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Tokenization is not enough: Ensuring secure mobile payments using dynamic...
HCE cloud-based mobile payments have opened a new chapter in the industry’s thinking around security of card data on-device and the risk management associated with it. The lack of secure element...
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Mobile payment fraud – Emerging ground for cyber criminals
We may love the Hollywood movies about amazing bank or jewelry heists, armored car robberies, art scams, and the like, but smart criminals figured out long ago that a good financial data breach is a...
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Mobile payments and the great wallet shuffle – which bank will come out on top?
Depending on which survey you read, anywhere from 28% to 48% of iPhone 6 users have already tried Apple Pay, and half of those who haven’t intend to do so in the next 90 days. These astoundingly high...
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Webinar: The Empire Strikes Back! How Banks Can Win the Wallet Wars
Banks risk being intermediated by major wallet providers by not enabling their own banking app for payments. Learn how they can fight back! The branded mobile app is the closest, cheapest connection...
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